/* ============================================================
   TR Financials — Dark Theme
   Palette:
     Base       #060917 (deep navy-black)
     Surface    #0F1425
     Elevated   #171F35
     Border     #212B44
     Text       #E7ECF3 · Muted #98A2B3
     Accent     #22D3AA (mint) · #F5C56A (gold)
     Blue       #3F7BFF (from logo)
   ============================================================ */

:root {
    --bg:          #060917;
    --bg-2:        #0A0F20;
    --surface:     #0F1425;
    --elevated:    #171F35;
    --elevated-2:  #1D2843;
    --line:        #212B44;
    --line-2:      #2B3757;

    --text:        #E7ECF3;
    --text-2:      #B7BFCE;
    --muted:       #7E8AA0;

    --accent:      #22D3AA;
    --accent-2:    #14B896;
    --accent-soft: rgba(34, 211, 170, .12);
    --gold:        #F5C56A;
    --gold-soft:   rgba(245, 197, 106, .12);
    --blue:        #3F7BFF;
    --blue-soft:   rgba(63, 123, 255, .14);

    --radius:      16px;
    --radius-sm:   10px;
    --radius-lg:   22px;

    --shadow-sm:   0 2px 12px rgba(0, 0, 0, .28);
    --shadow:      0 20px 50px rgba(0, 0, 0, .40);
    --shadow-lg:   0 40px 100px rgba(0, 0, 0, .55);
    --glow-accent: 0 0 60px rgba(34, 211, 170, .35);

    --serif: "Fraunces", Georgia, "Times New Roman", serif;
    --sans:  "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}

/* --------- Reset --------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scroll-padding-top: 80px; }
body {
    margin: 0;
    font-family: var(--sans);
    color: var(--text);
    background: var(--bg);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: var(--accent); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--accent-2); }
button { font: inherit; cursor: pointer; border: none; background: none; color: inherit; }
input, select, textarea { font: inherit; color: inherit; }

.container { width: min(1200px, 92%); margin-inline: auto; }
.link { color: var(--accent); }

/* --------- Typography --------- */
h1, h2, h3, h4, h5 {
    font-family: var(--serif);
    color: var(--text);
    margin: 0 0 .5em;
    line-height: 1.18;
    letter-spacing: -.015em;
    font-weight: 600;
}
h1 { font-size: clamp(2.4rem, 5vw, 4rem); }
h2 { font-size: clamp(1.9rem, 3.4vw, 2.8rem); }
h3 { font-size: 1.4rem; }
h4 { font-size: 1.1rem; }
h5 { font-size: .85rem; letter-spacing: .12em; text-transform: uppercase; font-family: var(--sans); font-weight: 600; color: var(--text-2); }
p  { margin: 0 0 1em; color: var(--text-2); }

em { color: var(--gold); font-style: normal; }
strong { color: var(--text); }

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    font-family: var(--sans);
    font-size: .78rem;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--accent);
    font-weight: 600;
    margin-bottom: 1rem;
    padding: .35rem .8rem;
    background: var(--accent-soft);
    border-radius: 999px;
    border: 1px solid rgba(34, 211, 170, .2);
}
.text-accent { color: var(--accent); }
.dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); display: inline-block; }
.dot--live { animation: pulse 1.8s ease-out infinite; }
@keyframes pulse {
    0% { box-shadow: 0 0 0 0 rgba(34, 211, 170, .6); }
    70% { box-shadow: 0 0 0 8px rgba(34, 211, 170, 0); }
    100% { box-shadow: 0 0 0 0 rgba(34, 211, 170, 0); }
}

/* --------- Buttons --------- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: .55rem;
    padding: .95rem 1.6rem;
    border-radius: 999px;
    font-weight: 600;
    font-size: .95rem;
    letter-spacing: .01em;
    transition: transform .15s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
    white-space: nowrap;
    line-height: 1;
    border: 1.5px solid transparent;
    font-family: var(--sans);
}
.btn--primary {
    background: var(--accent);
    color: #05221A;
    box-shadow: 0 10px 30px -6px rgba(34, 211, 170, .5);
}
.btn--primary:hover { background: #2FE6BC; color: #05221A; transform: translateY(-2px); }
.btn--ghost {
    background: transparent;
    color: var(--text);
    border-color: var(--line-2);
}
.btn--ghost:hover { background: var(--elevated); border-color: var(--accent); color: var(--accent); }
.btn--pill { padding: .7rem 1.4rem; font-size: .88rem; }
.nav__cta { flex-shrink: 0; min-width: max-content; }
.btn--block { width: 100%; padding: 1.05rem 1.4rem; }

/* --------- NAV --------- */
.nav {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(6, 9, 23, .7);
    backdrop-filter: saturate(150%) blur(18px);
    -webkit-backdrop-filter: saturate(150%) blur(18px);
    border-bottom: 1px solid transparent;
    transition: border-color .2s ease, background .2s ease;
}
.nav.is-scrolled {
    background: rgba(6, 9, 23, .92);
    border-bottom-color: var(--line);
}
.nav__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: .9rem 0;
    gap: 1rem;
}
.brand { display: flex; align-items: center; gap: .8rem; color: var(--text); flex-shrink: 1; min-width: 0; }
.brand:hover { color: var(--text); }
.brand__mark {
    flex-shrink: 0;
    width: 44px; height: 44px;
    display: grid; place-items: center;
    box-shadow: 0 6px 20px -6px rgba(34, 211, 170, .5);
    border-radius: 12px;
}
.brand__mark svg { width: 100%; height: 100%; display: block; }
.brand__text { display: flex; flex-direction: column; line-height: 1.15; min-width: 0; }
.brand__name {
    font-family: var(--sans); font-weight: 800; font-size: 1.15rem;
    letter-spacing: -.015em; color: var(--text);
    white-space: nowrap;
    line-height: 1;
}
.brand__tag {
    font-size: .68rem; color: var(--accent);
    letter-spacing: .12em; text-transform: uppercase; font-weight: 600;
    margin-top: 2px; white-space: nowrap;
}

.nav__links { display: flex; align-items: center; gap: 2rem; }
.nav__links a {
    color: var(--text-2);
    font-weight: 500;
    font-size: .93rem;
    position: relative;
    padding: .2rem 0;
}
.nav__links a:not(.btn):hover { color: var(--text); }
.nav__links a:not(.btn)::after {
    content: "";
    position: absolute; left: 0; right: 0; bottom: -6px;
    height: 2px; background: var(--accent); transform: scaleX(0); transform-origin: left;
    transition: transform .25s ease;
}
.nav__links a:not(.btn):hover::after { transform: scaleX(1); }
.nav__cta { color: #05221A !important; }
.nav__cta::after { display: none; }

.nav__toggle {
    display: none;
    width: 40px; height: 40px;
    border-radius: 10px;
    border: 1px solid var(--line);
    background: var(--surface);
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 5px;
}
.nav__toggle span {
    width: 20px; height: 2px; background: var(--text); border-radius: 2px;
    transition: transform .25s ease, opacity .2s ease;
}
.nav__toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav__toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* --------- HERO --------- */
.hero {
    position: relative;
    padding: 1.5rem 0 4.5rem;
    overflow: hidden;
    isolation: isolate;
}
.hero__bg { position: absolute; inset: 0; z-index: -1; background: var(--bg); }
.orb {
    position: absolute; border-radius: 50%; filter: blur(80px);
    opacity: .55; will-change: transform;
}
.orb--1 { width: 500px; height: 500px; background: radial-gradient(circle, var(--accent) 0%, transparent 70%); top: -100px; right: -80px; }
.orb--2 { width: 400px; height: 400px; background: radial-gradient(circle, var(--blue) 0%, transparent 70%); bottom: -100px; left: -60px; opacity: .35; }
.grid {
    position: absolute; inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
    background-size: 44px 44px;
    mask-image: radial-gradient(ellipse at 50% 40%, #000 30%, transparent 75%);
    -webkit-mask-image: radial-gradient(ellipse at 50% 40%, #000 30%, transparent 75%);
}
.hero__grid {
    display: grid;
    grid-template-columns: 1.15fr .95fr;
    gap: 3.5rem;
    align-items: center;
}
.hero__title { margin-bottom: 1.4rem; letter-spacing: -.02em; }
.hero__title em { font-family: var(--serif); }
.hero__lead {
    font-size: 1.08rem;
    color: var(--text-2);
    max-width: 48ch;
    margin-bottom: 2rem;
}
.hero__ctas { display: flex; flex-wrap: wrap; gap: .8rem; margin-bottom: 2.5rem; }
.hero__trust {
    list-style: none; padding: 0; margin: 0;
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.2rem;
    max-width: 640px;
    border-top: 1px solid var(--line);
    padding-top: 1.5rem;
}
.hero__trust li { display: flex; flex-direction: column; gap: .15rem; }
.hero__trust strong {
    font-family: var(--serif); font-size: 1.4rem;
    color: var(--text); font-weight: 700;
}
.hero__trust span { font-size: .78rem; color: var(--muted); }

/* Hero visual */
.hero__visual { position: relative; min-height: 500px; }
.hero__stack { position: relative; }
.hero__card {
    background: linear-gradient(180deg, var(--elevated) 0%, var(--surface) 100%);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 1.8rem;
    border: 1px solid var(--line);
    position: relative;
    overflow: hidden;
}
.hero__card::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 100% 0%, rgba(34, 211, 170, .12), transparent 50%);
    pointer-events: none;
}
.hero__card > * { position: relative; z-index: 1; }
.hero__card--main { transform: rotate(-1deg); }
.hero__cardTop {
    display: flex; justify-content: space-between; align-items: center;
    margin-bottom: 1.2rem;
}
.hero__policyTag {
    font-size: .75rem; font-weight: 600; color: var(--gold);
    letter-spacing: .1em; text-transform: uppercase;
}
.hero__policyStatus {
    display: inline-flex; align-items: center; gap: .4rem;
    font-size: .72rem; color: var(--accent); font-weight: 600;
    padding: .3rem .7rem; background: var(--accent-soft); border-radius: 999px;
    border: 1px solid rgba(34, 211, 170, .2);
}
.hero__shield { display: flex; justify-content: center; padding: .5rem 0 1.2rem; }
.hero__shield svg { width: 110px; height: auto; filter: drop-shadow(0 12px 24px rgba(34, 211, 170, .35)); }
.hero__cardRows {
    display: flex; flex-direction: column; gap: .7rem;
    border-top: 1px dashed var(--line-2);
    padding-top: 1.1rem;
}
.hero__cardRows > div {
    display: flex; justify-content: space-between; font-size: .9rem;
}
.hero__cardRows span { color: var(--muted); }
.hero__cardRows b { color: var(--text); font-weight: 600; }
.hero__cardCta {
    display: flex; justify-content: space-between; align-items: baseline;
    margin-top: 1.2rem; padding-top: 1.1rem;
    border-top: 1px solid var(--line);
}
.hero__cardCta span { font-size: .75rem; color: var(--muted); text-transform: uppercase; letter-spacing: .1em; }
.hero__cardCta b { font-family: var(--serif); color: var(--accent); font-size: 1.6rem; font-weight: 700; }
.hero__cardCta small { font-family: var(--sans); font-size: .75rem; color: var(--muted); font-weight: 500; }

.hero__card--sip {
    margin-top: -30px;
    margin-left: 60px;
    transform: rotate(1.5deg);
    padding: 1.3rem 1.5rem;
    max-width: 320px;
}
.hero__sipHead { display: flex; align-items: center; gap: .8rem; margin-bottom: 1rem; }
.hero__miniIcon {
    width: 38px; height: 38px;
    background: var(--accent-soft); color: var(--accent);
    display: grid; place-items: center; border-radius: 10px;
}
.hero__sipHead b { display: block; color: var(--text); font-size: .92rem; }
.hero__sipHead span { font-size: .72rem; color: var(--muted); }
.hero__sipMeta {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: .6rem;
    margin-bottom: .8rem;
}
.hero__sipMeta > div { display: flex; flex-direction: column; gap: .1rem; }
.hero__sipMeta span { font-size: .68rem; color: var(--muted); text-transform: uppercase; letter-spacing: .05em; }
.hero__sipMeta b { font-family: var(--serif); font-size: 1rem; color: var(--text); }
.hero__sipChart { width: 100%; height: 60px; display: block; }

/* --------- PRODUCT RIBBON (below hero) --------- */
.ribbon {
    background: linear-gradient(180deg, var(--bg) 0%, var(--bg-2) 100%);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding: 3.5rem 0 2.2rem;
    position: relative;
}
.ribbon__intro { text-align: center; margin-bottom: 2rem; }
.ribbon__title {
    font-family: var(--serif);
    font-size: clamp(1.4rem, 2.6vw, 2rem);
    color: var(--text);
    margin: 0;
    letter-spacing: -.01em;
}
.ribbon__grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 1rem;
}
.rtile {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.4rem 1rem;
    text-align: center;
    color: var(--text);
    transition: transform .2s ease, border-color .2s ease, background .2s ease, box-shadow .2s ease;
    display: flex; flex-direction: column; align-items: center; gap: .6rem;
    position: relative;
    overflow: hidden;
}
.rtile::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 50% 0%, rgba(34, 211, 170, .18), transparent 60%);
    opacity: 0; transition: opacity .25s ease;
    pointer-events: none;
}
.rtile:hover {
    transform: translateY(-4px);
    border-color: var(--accent);
    color: var(--text);
    box-shadow: 0 16px 40px -18px rgba(34, 211, 170, .45);
}
.rtile:hover::before { opacity: 1; }
.rtile__icon {
    width: 52px; height: 52px;
    display: grid; place-items: center;
    background: var(--accent-soft);
    color: var(--accent);
    border-radius: 14px;
    transition: background .2s ease, color .2s ease;
}
.rtile:hover .rtile__icon { background: var(--accent); color: #05221A; }
.rtile__icon svg { width: 28px; height: 28px; }
.rtile b {
    display: block;
    color: var(--text);
    font-size: .95rem;
    font-weight: 700;
    letter-spacing: -.01em;
    position: relative; z-index: 1;
}
.rtile span {
    display: block;
    font-size: .75rem;
    color: var(--muted);
    letter-spacing: .04em;
    position: relative; z-index: 1;
}
.rtile--hot {
    background: linear-gradient(180deg, rgba(245, 197, 106, .1), var(--surface));
    border-color: rgba(245, 197, 106, .35);
}
.rtile--hot .rtile__icon { background: var(--gold-soft); color: var(--gold); }
.rtile--hot:hover .rtile__icon { background: var(--gold); color: #05221A; }
.rtile--hot:hover { border-color: var(--gold); box-shadow: 0 16px 40px -18px rgba(245, 197, 106, .45); }
.rtile--accent {
    background: linear-gradient(180deg, var(--accent-soft), var(--surface));
    border-color: rgba(34, 211, 170, .35);
}

.ribbon__foot {
    display: flex; flex-wrap: wrap; justify-content: center; align-items: center;
    gap: .8rem;
    margin-top: 2rem;
    padding-top: 1.5rem;
    border-top: 1px dashed var(--line);
    font-size: .82rem;
    color: var(--muted);
    letter-spacing: .02em;
}
.ribbon__foot b { color: var(--accent); font-weight: 700; }
.ribbon__foot .sep { color: var(--gold); opacity: .6; }

/* --------- SECTIONS --------- */
.section { padding: 6.5rem 0; position: relative; }
.section--alt { background: var(--bg-2); }
.section__head {
    max-width: 760px;
    margin: 0 auto 3.5rem;
    text-align: center;
}
.section__title { margin-bottom: .8rem; }
.section__lead { font-size: 1.05rem; color: var(--text-2); }

/* --------- Product Tiles --------- */
.tiles {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.4rem;
}
.tile {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 2rem 1.75rem;
    color: var(--text);
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease, background .25s ease;
    position: relative;
    overflow: hidden;
    display: block;
}
.tile::after {
    content: ""; position: absolute; top: 0; left: 0; right: 0; height: 2px;
    background: linear-gradient(90deg, transparent, var(--accent), transparent);
    transform: scaleX(0); transition: transform .3s ease;
    transform-origin: center;
}
.tile:hover {
    transform: translateY(-4px);
    border-color: var(--accent);
    box-shadow: 0 20px 50px -20px rgba(34, 211, 170, .35);
    background: var(--elevated);
    color: var(--text);
}
.tile:hover::after { transform: scaleX(1); }
.tile:hover .tile__icon { background: var(--accent); color: #05221A; }
.tile:hover .tile__link { color: var(--accent); }
.tile__icon {
    width: 54px; height: 54px;
    display: grid; place-items: center;
    background: var(--accent-soft);
    color: var(--accent);
    border-radius: 14px;
    margin-bottom: 1.2rem;
    transition: background .25s ease, color .25s ease;
}
.tile__icon svg { width: 26px; height: 26px; }
.tile h3 { color: var(--text); margin-bottom: .5rem; }
.tile p { color: var(--muted); font-size: .93rem; margin-bottom: 1.2rem; }
.tile__link { color: var(--text-2); font-size: .88rem; font-weight: 600; transition: color .2s ease; }
.tile--accent {
    background: linear-gradient(135deg, rgba(34, 211, 170, .1), rgba(34, 211, 170, .02));
    border-color: rgba(34, 211, 170, .3);
}

/* --------- Section Hero Header with Photo --------- */
.hero-head {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 3rem;
    align-items: center;
    margin-bottom: 3.5rem;
}
.hero-head__text .section__title { text-align: left; margin-bottom: .8rem; }
.hero-head__text .section__lead { text-align: left; margin: 0 0 1.3rem; }
.hero-head__meta {
    display: flex; flex-wrap: wrap; gap: .5rem;
    margin-top: 1.2rem;
}
.hero-head__meta span {
    padding: .5rem .9rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 999px;
    font-size: .8rem;
    color: var(--text-2);
}
.hero-head__meta b { color: var(--accent); font-weight: 700; margin-right: .3rem; }

.hero-head__photo {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    aspect-ratio: 4 / 3;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--line);
    background: var(--elevated);
}
.hero-head__photo::after {
    content: "";
    position: absolute; inset: 0;
    background: linear-gradient(135deg, transparent 40%, rgba(6, 9, 23, .6) 100%);
    pointer-events: none;
    z-index: 1;
}
.hero-head__photo img {
    width: 100%; height: 100%;
    object-fit: cover;
    display: block;
    transition: transform .6s ease;
}
.hero-head__photo:hover img { transform: scale(1.04); }
.hero-head__pill {
    position: absolute;
    bottom: 1.1rem; left: 1.1rem;
    z-index: 2;
    background: rgba(15, 20, 37, .85);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    padding: .75rem 1.1rem;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, .08);
    box-shadow: var(--shadow);
}
.hero-head__pill span {
    display: block;
    color: var(--muted);
    font-size: .68rem;
    letter-spacing: .1em;
    text-transform: uppercase;
    margin-bottom: 2px;
}
.hero-head__pill b {
    color: var(--accent);
    font-family: var(--serif);
    font-size: 1.15rem;
    font-weight: 700;
    display: block;
    line-height: 1.1;
}
.hero-head__pill small {
    font-family: var(--sans);
    font-size: .72rem;
    color: var(--muted);
    font-weight: 500;
}

/* Photo Frame (Home section) */
.photo-frame {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    aspect-ratio: 4 / 3;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--line);
}
.photo-frame::after {
    content: "";
    position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 50%, rgba(6, 9, 23, .7));
    pointer-events: none;
    z-index: 1;
}
.photo-frame img {
    width: 100%; height: 100%;
    object-fit: cover;
    display: block;
    transition: transform .6s ease;
}
.photo-frame:hover img { transform: scale(1.04); }
.photo-frame__badge {
    position: absolute;
    left: 1.2rem; bottom: 1.2rem;
    z-index: 2;
    background: rgba(15, 20, 37, .9);
    backdrop-filter: blur(14px);
    padding: .9rem 1.1rem;
    border-radius: 14px;
    border: 1px solid rgba(255, 255, 255, .08);
    display: flex; align-items: center; gap: .8rem;
    box-shadow: var(--shadow);
}
.photo-frame__badgeIcon {
    width: 40px; height: 40px;
    background: var(--accent-soft);
    color: var(--accent);
    border-radius: 10px;
    display: grid; place-items: center;
    flex-shrink: 0;
}
.photo-frame__badge b { color: var(--text); font-size: .95rem; display: block; }
.photo-frame__badge span { color: var(--muted); font-size: .78rem; }

/* --------- Deep-dive: Health Types --------- */
.deep { position: relative; }
.deep__head { max-width: 760px; margin: 0 auto 3.5rem; text-align: center; }
.types {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.2rem;
}
.type {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.8rem;
    position: relative;
    transition: transform .2s ease, border-color .2s ease;
}
.type:hover { transform: translateY(-3px); border-color: var(--line-2); }
.type__num {
    font-family: var(--serif);
    color: var(--gold);
    font-size: 1.3rem;
    font-weight: 600;
    letter-spacing: .05em;
    margin-bottom: .5rem;
    display: inline-block;
    padding: .2rem .7rem;
    background: var(--gold-soft);
    border-radius: 6px;
}
.type h3 { color: var(--text); font-size: 1.2rem; margin-bottom: .5rem; }
.type p { color: var(--muted); font-size: .93rem; margin-bottom: 1rem; }
.type__list {
    list-style: none; padding: 0; margin: 0;
    display: flex; flex-direction: column; gap: .4rem;
    font-size: .87rem; color: var(--text-2);
}
.type__list li { display: flex; align-items: flex-start; gap: .55rem; }
.type__list li::before {
    content: "✓"; color: var(--accent); font-weight: 700; line-height: 1.4;
}

/* CTA Bar */
.cta-bar {
    margin-top: 3rem;
    padding: 2rem 2.5rem;
    background: linear-gradient(90deg, var(--elevated) 0%, var(--surface) 100%);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1.5rem;
    flex-wrap: wrap;
}
.cta-bar b { color: var(--text); display: block; font-size: 1.1rem; font-family: var(--serif); margin-bottom: .2rem; }
.cta-bar span { color: var(--muted); font-size: .92rem; }

/* --------- Split layout (Term / Home) --------- */
.split {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 4rem;
    align-items: center;
}
.split--reverse .split__visual { order: -1; }

.feature-list {
    display: flex; flex-direction: column; gap: 1.4rem;
    margin-top: 2rem;
}
.feature { display: flex; gap: 1rem; }
.feature__icon {
    flex: 0 0 46px;
    width: 46px; height: 46px;
    display: grid; place-items: center;
    background: var(--accent-soft); color: var(--accent);
    border-radius: 12px;
}
.feature__icon svg { width: 22px; height: 22px; }
.feature b { display: block; color: var(--text); font-size: 1.02rem; margin-bottom: .2rem; }
.feature p { margin: 0; font-size: .92rem; color: var(--muted); }

/* Calc card */
.calc {
    position: relative;
}
.calc__inner {
    background: linear-gradient(180deg, var(--elevated) 0%, var(--surface) 100%);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 2.2rem;
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
}
.calc__inner::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 100% 0%, rgba(34, 211, 170, .15), transparent 60%);
    pointer-events: none;
}
.calc h3 { color: var(--text); margin-bottom: .3rem; font-size: 1.3rem; }
.calc__hint { color: var(--muted); font-size: .88rem; margin-bottom: 1.5rem; }
.calc__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1.5rem; }
.calc label { display: block; }
.calc label > span {
    display: block; font-size: .75rem; color: var(--text-2);
    font-weight: 600; margin-bottom: .4rem; letter-spacing: .06em; text-transform: uppercase;
}
.calc select, .calc input {
    width: 100%; padding: .8rem 1rem;
    border: 1.5px solid var(--line-2);
    border-radius: 10px;
    background: var(--bg-2); color: var(--text);
    outline: none;
    transition: border-color .2s ease, box-shadow .2s ease;
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%2398A2B3' stroke-width='2.5'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    padding-right: 2.4rem;
}
.calc select:focus, .calc input:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(34, 211, 170, .12);
}
.calc__result {
    display: flex; justify-content: space-between; align-items: baseline;
    padding: 1.2rem 0;
    border-top: 1px dashed var(--line-2);
    border-bottom: 1px dashed var(--line-2);
    margin-bottom: 1.5rem;
}
.calc__result span { color: var(--muted); font-size: .9rem; }
.calc__result b { font-family: var(--serif); font-size: 2rem; color: var(--accent); }
.calc__note { font-size: .78rem; color: var(--muted); text-align: center; margin: .8rem 0 0; }

/* --------- Motor: Product Cards --------- */
.grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 1.4rem;
}
.pcard {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 2rem 1.8rem;
    position: relative;
    transition: transform .2s ease, border-color .2s ease;
}
.pcard:hover { transform: translateY(-3px); border-color: var(--line-2); }
.pcard--featured {
    background: linear-gradient(180deg, var(--elevated) 0%, var(--surface) 100%);
    border-color: var(--accent);
    box-shadow: 0 20px 60px -20px rgba(34, 211, 170, .3);
}
.pcard__badge {
    display: inline-block;
    font-size: .68rem; font-weight: 700;
    letter-spacing: .1em; text-transform: uppercase;
    padding: .35rem .75rem;
    border-radius: 6px;
    background: var(--gold-soft); color: var(--gold);
    margin-bottom: 1rem;
}
.pcard__badge--accent { background: var(--accent-soft); color: var(--accent); }
.pcard h3 { color: var(--text); margin-bottom: .6rem; }
.pcard p { color: var(--muted); font-size: .93rem; margin-bottom: 1.2rem; }
.pcard__list {
    list-style: none; padding: 0; margin: 0;
    display: flex; flex-direction: column; gap: .5rem;
    font-size: .88rem; color: var(--text-2);
}
.pcard__list li { display: flex; align-items: flex-start; gap: .55rem; }
.pcard__list li::before {
    content: "→"; color: var(--accent); font-weight: 700; line-height: 1.4;
}

.chip-row {
    display: flex; flex-wrap: wrap; justify-content: center;
    gap: .6rem; margin-top: 2.5rem;
}
.chip {
    padding: .55rem 1.1rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 999px;
    font-size: .82rem;
    color: var(--text-2);
    transition: border-color .2s ease, color .2s ease;
}
.chip:hover { border-color: var(--accent); color: var(--accent); }

/* --------- Home Stat Grid --------- */
.stat-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}
.stat {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.6rem 1.4rem;
    transition: transform .2s ease, border-color .2s ease;
}
.stat:hover { transform: translateY(-3px); border-color: var(--line-2); }
.stat b {
    display: block; font-family: var(--serif);
    color: var(--text); font-size: 1.4rem; margin-bottom: .3rem;
    font-weight: 700;
}
.stat span { color: var(--muted); font-size: .85rem; }
.stat--accent {
    background: linear-gradient(135deg, var(--accent-soft), transparent);
    border-color: rgba(34, 211, 170, .3);
}
.stat--accent b { color: var(--accent); }

/* Check list */
.check-list {
    list-style: none; padding: 0; margin: 1.5rem 0 0;
    display: flex; flex-direction: column; gap: .8rem;
}
.check-list li {
    display: flex; gap: .8rem;
    padding-left: 0;
    color: var(--text-2);
    font-size: .95rem;
}
.check-list li::before {
    content: "✓";
    flex: 0 0 24px;
    width: 24px; height: 24px;
    background: var(--accent-soft); color: var(--accent);
    border-radius: 50%;
    display: grid; place-items: center;
    font-weight: 700; font-size: .8rem;
    margin-top: 2px;
}
.check-list b { color: var(--text); }

/* --------- Shopkeeper Feature Grid --------- */
.feature-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 1.2rem;
}
.fbox {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.8rem;
    transition: transform .2s ease, border-color .2s ease;
}
.fbox:hover { transform: translateY(-3px); border-color: var(--accent); }
.fbox__icon {
    width: 46px; height: 46px;
    background: var(--accent-soft); color: var(--accent);
    display: grid; place-items: center;
    border-radius: 12px;
    margin-bottom: 1rem;
}
.fbox__icon svg { width: 22px; height: 22px; }
.fbox h4 { color: var(--text); margin-bottom: .3rem; font-size: 1.05rem; }
.fbox p { color: var(--muted); font-size: .9rem; margin: 0; }

/* --------- Mutual Funds --------- */
.mf-types {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.4rem;
    margin-bottom: 3rem;
}
.mf {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.8rem;
    transition: transform .2s ease, border-color .2s ease;
}
.mf:hover { transform: translateY(-3px); border-color: var(--line-2); }
.mf__label {
    display: inline-block;
    font-size: .7rem; font-weight: 600;
    color: var(--gold); letter-spacing: .08em; text-transform: uppercase;
    background: var(--gold-soft); padding: .3rem .7rem;
    border-radius: 999px; margin-bottom: 1rem;
}
.mf h3 { color: var(--text); margin-bottom: .5rem; }
.mf p { color: var(--muted); font-size: .92rem; margin-bottom: 1.4rem; }
.mf__meta {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: .5rem 1rem;
    padding-top: 1rem;
    border-top: 1px dashed var(--line-2);
    font-size: .85rem;
}
.mf__meta span { color: var(--muted); }
.mf__meta b { color: var(--text); font-weight: 600; text-align: right; }
.mf--accent {
    background: linear-gradient(135deg, var(--accent-soft), transparent);
    border-color: rgba(34, 211, 170, .3);
}
.mf--accent .mf__label { background: var(--accent-soft); color: var(--accent); }

/* SIP CTA */
.sip-cta {
    background: linear-gradient(135deg, var(--elevated) 0%, var(--surface) 100%);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 3rem;
    align-items: center;
    position: relative;
    overflow: hidden;
}
.sip-cta::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 100% 100%, rgba(34, 211, 170, .18), transparent 50%);
    pointer-events: none;
}
.sip-cta > * { position: relative; z-index: 1; }
.sip-cta h3 { color: var(--text); font-size: 1.8rem; margin-bottom: .8rem; }
.sip-cta__actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1rem; }
.sip-cta__stats {
    display: flex; align-items: center; gap: 1rem;
    padding: 1.5rem;
    background: rgba(6, 9, 23, .5);
    border-radius: var(--radius);
    border: 1px solid var(--line);
}
.sip-cta__stats > div:not(.sip-cta__arrow) { flex: 1; }
.sip-cta__stats b { display: block; font-family: var(--serif); color: var(--text); font-size: 1.4rem; margin-bottom: .2rem; }
.sip-cta__stats span { color: var(--muted); font-size: .78rem; line-height: 1.4; }
.sip-cta__arrow { color: var(--accent); }

.disclaimer {
    text-align: center; margin-top: 2rem;
    font-size: .78rem; color: var(--muted);
    max-width: 720px; margin-inline: auto;
}

/* --------- ABOUT --------- */
.about__grid {
    display: grid;
    grid-template-columns: .9fr 1.1fr;
    gap: 4rem;
    align-items: center;
}
.about__photo { position: relative; }
.about__frame {
    aspect-ratio: 4 / 5;
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: linear-gradient(135deg, var(--elevated), var(--surface));
    box-shadow: var(--shadow-lg);
    position: relative;
    border: 1px solid var(--line);
}
.about__frame::before {
    content: ""; position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 60%, rgba(6, 9, 23, .55));
    z-index: 1;
    pointer-events: none;
}
.about__frame img { width: 100%; height: 100%; object-fit: cover; object-position: center 30%; }
.about__badge {
    position: absolute;
    left: -20px; bottom: 30px;
    background: var(--elevated);
    padding: .9rem 1.1rem;
    border-radius: 14px;
    box-shadow: var(--shadow);
    display: flex; align-items: center; gap: 1rem;
    border: 1px solid var(--line);
}
.about__badge b { display: block; color: var(--text); font-size: .95rem; }
.about__badge span { font-size: .78rem; color: var(--muted); }
.about__badge a {
    width: 38px; height: 38px;
    display: grid; place-items: center;
    background: var(--accent); color: #05221A;
    border-radius: 50%;
}
.about__badge a:hover { background: #2FE6BC; color: #05221A; }

.about__copy .section__title { text-align: left; }
.about__pillars {
    display: grid; gap: 1.2rem;
    margin-top: 2rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--line);
}
.about__pillars > div { display: flex; flex-direction: column; gap: .2rem; }
.about__pillars b { color: var(--text); font-size: 1rem; }
.about__pillars span { font-size: .9rem; color: var(--muted); }

/* --------- WHY --------- */
.why {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 1.4rem;
}
.why__item {
    padding: 2rem 1.75rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--line);
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.why__item:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow);
    border-color: var(--line-2);
}
.why__num {
    font-family: var(--serif);
    font-size: 2.4rem; color: var(--gold);
    font-weight: 700; line-height: 1;
    margin-bottom: 1rem;
}
.why__item h4 { margin-bottom: .5rem; color: var(--text); }
.why__item p { font-size: .9rem; margin: 0; color: var(--muted); }

/* --------- PARTNERS --------- */
.partners {
    display: flex; flex-wrap: wrap;
    justify-content: center; align-items: center;
    gap: 2rem 3rem;
    padding: 2rem;
    background: #fff;
    border-radius: var(--radius);
    border: 1px solid var(--line);
}
.partners__logo { height: 60px; display: flex; align-items: center; padding: 0 1rem; }
.partners__logo img {
    max-height: 60px; width: auto; object-fit: contain;
    transition: transform .25s ease;
}
.partners__logo img:hover { transform: scale(1.05); }

.partners-extra {
    margin-top: 2rem;
    display: flex; flex-direction: column; align-items: center; gap: 1rem;
}
.partners-extra__label {
    font-size: .74rem;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--muted);
    font-weight: 600;
}
.partners-extra__names {
    display: flex; flex-wrap: wrap; justify-content: center;
    gap: .5rem;
    max-width: 780px;
}
.pname {
    padding: .55rem 1rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 999px;
    font-size: .82rem;
    color: var(--text-2);
    font-weight: 600;
    letter-spacing: .01em;
    transition: border-color .2s ease, color .2s ease, background .2s ease;
}
.pname:hover {
    border-color: var(--accent);
    color: var(--accent);
    background: var(--elevated);
}

/* --------- FAQ --------- */
.faq__grid {
    display: grid;
    grid-template-columns: .8fr 1.2fr;
    gap: 4rem;
    align-items: start;
}
.faq { display: flex; flex-direction: column; gap: .7rem; }
.faq__group {
    font-family: var(--sans);
    font-size: .72rem;
    font-weight: 700;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--accent);
    padding: 1.6rem 0 .3rem;
    display: flex; align-items: center; gap: .8rem;
}
.faq__group::after {
    content: "";
    flex: 1; height: 1px;
    background: linear-gradient(90deg, var(--line) 0%, transparent 100%);
}
.faq__group:first-child { padding-top: 0; }
.faq__item {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 1.4rem 1.6rem;
    transition: border-color .2s ease;
}
.faq__item[open] { border-color: var(--accent); }
.faq__item summary {
    list-style: none;
    cursor: pointer;
    font-weight: 600;
    color: var(--text);
    font-size: 1rem;
    display: flex; justify-content: space-between; align-items: center; gap: 1rem;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
    content: "+"; color: var(--accent); font-size: 1.5rem; line-height: 1;
    transition: transform .2s ease;
    font-weight: 300;
    flex-shrink: 0;
}
.faq__item[open] summary::after { transform: rotate(45deg); }
.faq__item p {
    margin: 1rem 0 0; color: var(--text-2);
    font-size: .93rem; line-height: 1.7;
}

/* --------- CONTACT --------- */
.contact__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3.5rem;
    align-items: start;
}
.contact__copy .section__title { text-align: left; }
.contact__list {
    list-style: none; padding: 0; margin: 2rem 0 0;
    display: flex; flex-direction: column; gap: 1.4rem;
}
.contact__list li { display: flex; gap: 1rem; align-items: flex-start; }
.contact__icon {
    flex: 0 0 44px;
    width: 44px; height: 44px;
    background: var(--accent-soft); color: var(--accent);
    border-radius: 12px;
    display: grid; place-items: center;
}
.contact__list b { display: block; color: var(--text); margin-bottom: .1rem; }
.contact__list a { color: var(--text); font-weight: 500; }
.contact__list a:hover { color: var(--accent); }
.contact__list span { color: var(--muted); font-size: .93rem; }

.contact__form {
    background: linear-gradient(180deg, var(--elevated) 0%, var(--surface) 100%);
    padding: 2.2rem;
    border-radius: var(--radius-lg);
    border: 1px solid var(--line);
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
}
.contact__form::before {
    content: ""; position: absolute; inset: 0;
    background: radial-gradient(circle at 0% 0%, rgba(34, 211, 170, .1), transparent 50%);
    pointer-events: none;
}
.contact__form > * { position: relative; z-index: 1; }
.contact__form h3 { margin-bottom: 1.4rem; color: var(--text); }
.contact__form label { display: block; margin-bottom: 1rem; }
.contact__form label > span {
    display: block; font-size: .78rem; color: var(--text-2);
    font-weight: 600; margin-bottom: .4rem; letter-spacing: .04em;
}
.contact__form label em { color: var(--muted); font-style: normal; font-weight: 400; }
.contact__form input,
.contact__form select,
.contact__form textarea {
    width: 100%; padding: .85rem 1rem;
    border: 1.5px solid var(--line-2);
    border-radius: 10px;
    background: var(--bg-2); color: var(--text);
    outline: none;
    transition: border-color .2s ease, box-shadow .2s ease;
    resize: vertical;
    font-family: var(--sans);
}
.contact__form select {
    appearance: none; -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%2398A2B3' stroke-width='2.5'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat; background-position: right 1rem center;
    padding-right: 2.4rem;
}
.contact__form input:focus,
.contact__form select:focus,
.contact__form textarea:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(34, 211, 170, .12);
}
.contact__form ::placeholder { color: var(--muted); }
.contact__note {
    text-align: center;
    font-size: .78rem;
    color: var(--muted);
    margin: .8rem 0 0;
}
.contact__map {
    margin-top: 4rem;
    border-radius: var(--radius);
    overflow: hidden;
    border: 1px solid var(--line);
    height: 380px;
    background: var(--surface);
}
.contact__map iframe {
    width: 100%; height: 100%;
    border: 0; display: block;
    filter: invert(.9) hue-rotate(180deg) saturate(.8);
}

/* --------- FOOTER --------- */
.footer {
    background: var(--bg-2);
    border-top: 1px solid var(--line);
    color: var(--text-2);
    padding-top: 4rem;
}
.footer a { color: var(--text-2); }
.footer a:hover { color: var(--accent); }
.footer__grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
    gap: 2.5rem;
    padding-bottom: 3rem;
    border-bottom: 1px solid var(--line);
}
.footer__col { display: flex; flex-direction: column; gap: .6rem; }
.footer__col h5 { margin-bottom: .6rem; color: var(--text); }
.footer__col a, .footer__col span { font-size: .9rem; line-height: 1.6; }
.footer__brand { gap: .8rem; }
.footer__lockup {
    display: flex; align-items: center; gap: .8rem;
}
.footer__lockup .brand__mark {
    width: 46px; height: 46px;
    border-radius: 12px;
    box-shadow: 0 6px 20px -6px rgba(34, 211, 170, .5);
}
.footer__lockup .brand__mark svg { width: 100%; height: 100%; display: block; }
.footer__lockup > div { display: flex; flex-direction: column; line-height: 1.15; }
.footer__brand b {
    color: var(--text); display: block;
    font-family: var(--sans); font-weight: 800; font-size: 1.15rem;
    letter-spacing: -.015em; line-height: 1;
}
.footer__lockup > div > span {
    font-size: .68rem; letter-spacing: .12em; text-transform: uppercase;
    color: var(--accent); font-weight: 600; margin-top: 4px;
}
.footer__brand p { font-size: .88rem; color: var(--muted); margin-top: .5rem; }
.footer__hours { color: var(--muted) !important; font-size: .82rem !important; margin-top: .3rem; }

.footer__bar {
    padding: 1.3rem 0;
    font-size: .78rem;
    color: var(--muted);
}
.footer__barInner {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
    flex-wrap: wrap;
}
.footer__fine { max-width: 640px; text-align: right; }

/* --------- Floating WhatsApp --------- */
.fab {
    position: fixed;
    right: 22px; bottom: 22px;
    width: 58px; height: 58px;
    display: grid; place-items: center;
    background: #25D366;
    color: #fff;
    border-radius: 50%;
    box-shadow: 0 12px 30px rgba(37, 211, 102, .45);
    z-index: 60;
    transition: transform .2s ease;
}
.fab:hover { transform: scale(1.08); color: #fff; }

/* --------- Reveal --------- */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .7s ease, transform .7s ease;
}
.reveal.is-visible { opacity: 1; transform: none; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
    .hero__grid { gap: 2.5rem; }
    .hero__visual { min-height: 460px; }
    .split { gap: 2.5rem; }
    .faq__grid { grid-template-columns: 1fr; gap: 2.5rem; }
    .footer__grid { grid-template-columns: 1fr 1fr; gap: 2.5rem; }
    .ribbon__grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 960px) {
    .hero-head { grid-template-columns: 1fr; gap: 2rem; margin-bottom: 2.5rem; }
    .hero-head__photo { aspect-ratio: 16 / 10; }
    .hero__grid { grid-template-columns: 1fr; gap: 3rem; }
    .hero__visual { min-height: auto; max-width: 460px; margin: 0 auto; }
    .hero__card--sip { margin-left: auto; margin-right: 0; }
    .about__grid { grid-template-columns: 1fr; gap: 3rem; }
    .about__frame { max-width: 380px; margin: 0 auto; aspect-ratio: 1 / 1.15; }
    .about__badge { left: 50%; transform: translateX(-50%); bottom: -20px; }
    .split { grid-template-columns: 1fr; }
    .split--reverse .split__visual { order: 0; }
    .contact__grid { grid-template-columns: 1fr; gap: 2.5rem; }
    .sip-cta { grid-template-columns: 1fr; gap: 2rem; padding: 2rem; }
    .about__copy .section__title,
    .contact__copy .section__title { text-align: left; }
}

@media (max-width: 900px) {
    .nav__toggle { display: flex; }
    .nav__links {
        position: absolute;
        top: 100%; left: 0; right: 0;
        background: rgba(10, 15, 32, .98);
        backdrop-filter: blur(20px);
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        padding: 1rem;
        border-top: 1px solid var(--line);
        box-shadow: var(--shadow);
        transform: translateY(-8px);
        opacity: 0;
        pointer-events: none;
        transition: opacity .2s ease, transform .2s ease;
    }
    .nav__links.is-open {
        opacity: 1; transform: none; pointer-events: auto;
    }
    .nav__links a {
        padding: .85rem .5rem;
        border-bottom: 1px solid var(--line);
        font-size: 1rem;
    }
    .nav__links a:last-child { border-bottom: none; margin-top: .5rem; }
    .nav__links a:not(.btn)::after { display: none; }
    .nav__cta { width: 100%; }
}

@media (max-width: 720px) {
    .section { padding: 4rem 0; }
    .hero { padding: 1rem 0 2.5rem; }
    .hero__title { font-size: clamp(2rem, 8vw, 2.4rem); }
    .hero__lead { font-size: .98rem; }
    .hero__trust { grid-template-columns: 1fr 1fr; gap: .9rem; padding-top: 1.2rem; }
    .hero__trust strong { font-size: 1.2rem; }
    .hero__ctas { margin-bottom: 2rem; }
    .section__head { margin-bottom: 2.5rem; }
    .ribbon { padding: 2.5rem 0 1.8rem; }
    .ribbon__grid { grid-template-columns: repeat(2, 1fr); gap: .8rem; }
    .rtile { padding: 1.1rem .8rem; }
    .rtile__icon { width: 44px; height: 44px; }
    .rtile__icon svg { width: 24px; height: 24px; }
    .rtile b { font-size: .88rem; }
    .rtile span { font-size: .7rem; }
    .ribbon__foot { font-size: .74rem; gap: .5rem; }
    .ribbon__foot .sep { display: none; }
    .ribbon__intro { margin-bottom: 1.5rem; }

    /* section spacing tightening */
    .about__pillars { gap: 1rem; margin-top: 1.5rem; padding-top: 1.2rem; }
    .cta-bar { text-align: center; }
    .cta-bar > div { width: 100%; }
    .sip-cta__actions { flex-direction: column; }
    .sip-cta__actions .btn { width: 100%; }

    /* type/spacing */
    .hero__cardCta b { font-size: 1.35rem; }
    .hero__cardRows > div { font-size: .82rem; }
    .contact__map { height: 300px; margin-top: 2.5rem; }
    .footer { padding-top: 3rem; }
    .footer__grid { grid-template-columns: 1fr; gap: 2rem; text-align: left; }
    .footer__barInner { flex-direction: column; text-align: left; }
    .footer__fine { text-align: left; max-width: none; }

    .hero__card { padding: 1.4rem; }
    .hero__card--sip { margin-top: 20px; margin-left: 0; padding: 1.2rem; max-width: none; }
    .cta-bar { padding: 1.5rem; }
    .partners { gap: 1.5rem 2rem; padding: 1.2rem; }
    .partners__logo { height: 46px; }
    .partners__logo img { max-height: 46px; }
    .sip-cta__stats { flex-direction: column; text-align: center; gap: .8rem; padding: 1.2rem; }
    .sip-cta__arrow { transform: rotate(90deg); }
    .stat-grid { grid-template-columns: 1fr; }
    .calc__grid { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
    .brand__tag { display: none; }
    .brand__name { font-size: 1.1rem; }
    .brand__mark { width: 40px; height: 40px; }
}

@media (max-width: 480px) {
    .hero__ctas .btn { flex: 1 1 100%; }
    .hero__trust { grid-template-columns: 1fr; gap: .8rem; }
    .fab { width: 52px; height: 52px; right: 16px; bottom: 16px; }
}